{"id":27924,"date":"2024-02-27T11:59:51","date_gmt":"2024-02-27T16:59:51","guid":{"rendered":"https:\/\/pmac.org\/defense-des-interets\/"},"modified":"2024-07-29T10:54:06","modified_gmt":"2024-07-29T14:54:06","slug":"defense-des-interets","status":"publish","type":"page","link":"https:\/\/pmac.org\/fr\/defense-des-interets\/","title":{"rendered":"D\u00e9fense des int\u00e9r\u00eats"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"27924\" class=\"elementor elementor-27924 elementor-27620\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2bf67f6a elementor-section-height-full blue-banner elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"2bf67f6a\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e01bf94\" data-id=\"e01bf94\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-3cdfe7de elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3cdfe7de\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1b2231c0\" data-id=\"1b2231c0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f1dae9a elementor-widget elementor-widget-text-editor\" data-id=\"5f1dae9a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>L&rsquo;AGPC milite au nom de nos membres et de leurs clients pour \u00e9lever les normes dans l&rsquo;ensemble du secteur et cr\u00e9er \u00e0 la fois une r\u00e9glementation harmonis\u00e9e et des march\u00e9s financiers plus coh\u00e9rents.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-15e26f1 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"15e26f1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5b8de6f e-ecs-flex e-flex e-con-boxed e-con e-child\" data-id=\"5b8de6f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8d7302c elementor-widget elementor-widget-heading\" data-id=\"8d7302c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Agir pour le renforcement des normes<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bf1171f e-ecs-flex e-flex e-con-boxed e-con e-child\" data-id=\"bf1171f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4c1baa2 elementor-widget elementor-widget-spacer\" data-id=\"4c1baa2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-63747c2 e-ecs-flex e-flex e-con-boxed e-con e-child\" data-id=\"63747c2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7d2dfb8 e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"7d2dfb8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c6386d5 elementor-widget elementor-widget-heading\" data-id=\"c6386d5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">NOTRE MISSION<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0486ef elementor-widget elementor-widget-text-editor\" data-id=\"d0486ef\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Repr\u00e9senter<br \/>nos membres<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7a4762c e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"7a4762c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0413f43 elementor-widget elementor-widget-text-editor\" data-id=\"0413f43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dans un environnement r\u00e9glementaire tr\u00e8s fragment\u00e9, il peut \u00eatre difficile d\u2019\u00e9couter les pr\u00e9occupations de nos membres En repr\u00e9sentant plus de 300 soci\u00e9t\u00e9s de gestion de portefeuille \u00e0 travers le Canada, nous avons l&rsquo;exp\u00e9rience, l&rsquo;expertise, et nous \u00e9coutons les d\u00e9fis de nos membres et parlons en leur nom pour nous assurer que leurs pr\u00e9occupations sont entendues afin de cr\u00e9er une industrie plus forte et plus responsable pour les investisseurs.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78bddc2 elementor-widget elementor-widget-spacer\" data-id=\"78bddc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-70b4998 e-ecs-flex e-flex e-con-boxed e-con e-child\" data-id=\"70b4998\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-027738c e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"027738c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3e20489 elementor-widget elementor-widget-heading\" data-id=\"3e20489\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">NOTRE APPROCHE<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9619c75 elementor-widget elementor-widget-text-editor\" data-id=\"9619c75\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Parler au nom de nos membres<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e17278 e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"6e17278\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9269c6 elementor-widget elementor-widget-text-editor\" data-id=\"c9269c6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nous encourageons les d\u00e9cideurs et les organismes de r\u00e9glementation \u00e0 adopter une approche globale lors de l\u2019\u00e9laboration de nouveaux r\u00e8glements et de nouvelles lois, en n\u2019apportant des changements qu\u2019apr\u00e8s avoir effectu\u00e9 une analyse co\u00fbts-avantages approfondie afin de comprendre l\u2019incidence sur les gestionnaires de portefeuille et les investisseurs. Bien que de nouvelles r\u00e8gles et de nouvelles politiques puissent \u00eatre \u00e9labor\u00e9es avec les meilleures intentions, elles peuvent alourdir ind\u00fbment le fardeau de nos membres qui pourraient ne pas \u00eatre en mesure d\u2019offrir le degr\u00e9 de protection des investisseurs escompt\u00e9.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1195339 e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"1195339\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5ad4a50 e-ecs-flex e-flex e-con-boxed e-con e-child\" data-id=\"5ad4a50\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-787caae e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"787caae\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e09afb8 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"e09afb8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"25\" viewBox=\"0 0 22 25\" fill=\"none\"><path d=\"M12.816 11.384C12.816 12.2053 12.6933 12.968 12.448 13.672C12.2133 14.376 11.8773 14.9893 11.44 15.512C11.0027 16.0347 10.4747 16.4453 9.856 16.744C9.248 17.0427 8.57067 17.192 7.824 17.192C7.07733 17.192 6.39467 17.048 5.776 16.76C5.168 16.4613 4.64533 16.0507 4.208 15.528C3.78133 15.0053 3.45067 14.3973 3.216 13.704C2.98133 13 2.864 12.2373 2.864 11.416C2.864 10.6053 2.98133 9.848 3.216 9.144C3.46133 8.42933 3.80267 7.81067 4.24 7.288C4.67733 6.76533 5.2 6.35467 5.808 6.056C6.42667 5.75733 7.10933 5.608 7.856 5.608C8.60267 5.608 9.28 5.75733 9.888 6.056C10.5067 6.344 11.0293 6.74933 11.456 7.272C11.8933 7.79467 12.2293 8.408 12.464 9.112C12.6987 9.816 12.816 10.5733 12.816 11.384ZM10.288 11.416C10.288 10.904 10.2293 10.4293 10.112 9.992C9.99467 9.55467 9.82933 9.176 9.616 8.856C9.40267 8.536 9.14133 8.28533 8.832 8.104C8.53333 7.92267 8.19733 7.832 7.824 7.832C7.45067 7.832 7.11467 7.92267 6.816 8.104C6.51733 8.27467 6.26133 8.52 6.048 8.84C5.83467 9.14933 5.66933 9.52267 5.552 9.96C5.44533 10.3973 5.392 10.872 5.392 11.384C5.392 11.896 5.45067 12.3707 5.568 12.808C5.68533 13.2453 5.85067 13.624 6.064 13.944C6.27733 14.264 6.53333 14.5147 6.832 14.696C7.14133 14.8773 7.48267 14.968 7.856 14.968C8.22933 14.968 8.56533 14.8827 8.864 14.712C9.16267 14.5307 9.41867 14.28 9.632 13.96C9.84533 13.64 10.0053 13.2667 10.112 12.84C10.2293 12.4027 10.288 11.928 10.288 11.416ZM14.0715 6.68L17.2875 5.72H18.9675V17H16.5355V8.216L14.5835 8.696L14.0715 6.68Z\" fill=\"white\"><\/path><rect y=\"21\" width=\"22\" height=\"4\" fill=\"#9E3039\"><\/rect><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6a9daf e-ecs-flex e-flex e-con-boxed e-con e-child\" data-id=\"e6a9daf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e0a0edc elementor-widget elementor-widget-heading\" data-id=\"e0a0edc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Recueillir des informations<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5dd322b elementor-widget elementor-widget-text-editor\" data-id=\"5dd322b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nous sommes id\u00e9alement plac\u00e9s pour vous aider \u00e0 identifier les lacunes et \u00e0 commenter les changements politiques et r\u00e9glementaires en cours. En tant que fiduciaires, nos membres s\u2019engagent \u00e0 respecter les normes d\u2019\u00e9thique les plus strictes et \u00e0 partager des points de vue impartiaux. Nous adh\u00e9rons \u00e0 ces m\u00eames valeurs dans le cadre de notre action visant \u00e0 faire progresser les normes qui obligent les acteurs du secteur \u00e0 rendre des comptes aux investisseurs.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e4159a e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"6e4159a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c22727e elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"c22727e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"25\" viewBox=\"0 0 22 25\" fill=\"none\"><path d=\"M10.816 11.384C10.816 12.2053 10.6933 12.968 10.448 13.672C10.2133 14.376 9.87733 14.9893 9.44 15.512C9.00267 16.0347 8.47467 16.4453 7.856 16.744C7.248 17.0427 6.57067 17.192 5.824 17.192C5.07733 17.192 4.39467 17.048 3.776 16.76C3.168 16.4613 2.64533 16.0507 2.208 15.528C1.78133 15.0053 1.45067 14.3973 1.216 13.704C0.981333 13 0.864 12.2373 0.864 11.416C0.864 10.6053 0.981333 9.848 1.216 9.144C1.46133 8.42933 1.80267 7.81067 2.24 7.288C2.67733 6.76533 3.2 6.35467 3.808 6.056C4.42667 5.75733 5.10933 5.608 5.856 5.608C6.60267 5.608 7.28 5.75733 7.888 6.056C8.50667 6.344 9.02933 6.74933 9.456 7.272C9.89333 7.79467 10.2293 8.408 10.464 9.112C10.6987 9.816 10.816 10.5733 10.816 11.384ZM8.288 11.416C8.288 10.904 8.22933 10.4293 8.112 9.992C7.99467 9.55467 7.82933 9.176 7.616 8.856C7.40267 8.536 7.14133 8.28533 6.832 8.104C6.53333 7.92267 6.19733 7.832 5.824 7.832C5.45067 7.832 5.11467 7.92267 4.816 8.104C4.51733 8.27467 4.26133 8.52 4.048 8.84C3.83467 9.14933 3.66933 9.52267 3.552 9.96C3.44533 10.3973 3.392 10.872 3.392 11.384C3.392 11.896 3.45067 12.3707 3.568 12.808C3.68533 13.2453 3.85067 13.624 4.064 13.944C4.27733 14.264 4.53333 14.5147 4.832 14.696C5.14133 14.8773 5.48267 14.968 5.856 14.968C6.22933 14.968 6.56533 14.8827 6.864 14.712C7.16267 14.5307 7.41867 14.28 7.632 13.96C7.84533 13.64 8.00533 13.2667 8.112 12.84C8.22933 12.4027 8.288 11.928 8.288 11.416ZM16.6315 7.848C16.1942 7.848 15.8048 7.97067 15.4635 8.216C15.1328 8.46133 14.7595 8.84 14.3435 9.352L12.6155 7.96C12.8928 7.58667 13.1702 7.256 13.4475 6.968C13.7355 6.68 14.0395 6.44 14.3595 6.248C14.6902 6.04533 15.0528 5.896 15.4475 5.8C15.8422 5.69333 16.2902 5.64 16.7915 5.64C17.3888 5.64 17.9222 5.72533 18.3915 5.896C18.8715 6.056 19.2768 6.29067 19.6075 6.6C19.9488 6.89867 20.2048 7.26133 20.3755 7.688C20.5568 8.11467 20.6475 8.58933 20.6475 9.112C20.6475 9.58133 20.5835 10.0027 20.4555 10.376C20.3382 10.7387 20.1568 11.0853 19.9115 11.416C19.6768 11.7467 19.3728 12.0773 18.9995 12.408C18.6262 12.728 18.1942 13.08 17.7035 13.464L15.8795 14.872H20.7595V17H12.4715V15.048L16.1995 11.992C16.5515 11.704 16.8502 11.448 17.0955 11.224C17.3408 10.9893 17.5382 10.7707 17.6875 10.568C17.8475 10.3547 17.9595 10.152 18.0235 9.96C18.0982 9.75733 18.1355 9.53867 18.1355 9.304C18.1355 8.824 17.9968 8.46133 17.7195 8.216C17.4422 7.97067 17.0795 7.848 16.6315 7.848Z\" fill=\"white\"><\/path><rect y=\"21\" width=\"22\" height=\"4\" fill=\"#9E3039\"><\/rect><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8a6fd04 e-ecs-flex e-flex e-con-boxed e-con e-child\" data-id=\"8a6fd04\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c6abee elementor-widget elementor-widget-heading\" data-id=\"3c6abee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Faire progresser le d\u00e9bat<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13279d4 elementor-widget elementor-widget-text-editor\" data-id=\"13279d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nous sollicitons le point de vue de nos membres et consolidons leurs r\u00e9flexions sur les d\u00e9fis du secteur et les discussions strat\u00e9giques en cours. Dans le cadre de notre processus, nous testons et peaufinons nos commentaires aupr\u00e8s de nos comit\u00e9s d\u2019experts avant de les communiquer aux d\u00e9cideurs et aux organismes de r\u00e9glementation afin de faire progresser le d\u00e9bat.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-ddd85fd e-ecs-flex e-flex e-con-boxed e-con e-child\" data-id=\"ddd85fd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3a5e958 e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"3a5e958\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5589636 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"5589636\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"22\" height=\"25\" viewBox=\"0 0 22 25\" fill=\"none\"><path d=\"M10.816 11.384C10.816 12.2053 10.6933 12.968 10.448 13.672C10.2133 14.376 9.87733 14.9893 9.44 15.512C9.00267 16.0347 8.47467 16.4453 7.856 16.744C7.248 17.0427 6.57067 17.192 5.824 17.192C5.07733 17.192 4.39467 17.048 3.776 16.76C3.168 16.4613 2.64533 16.0507 2.208 15.528C1.78133 15.0053 1.45067 14.3973 1.216 13.704C0.981333 13 0.864 12.2373 0.864 11.416C0.864 10.6053 0.981333 9.848 1.216 9.144C1.46133 8.42933 1.80267 7.81067 2.24 7.288C2.67733 6.76533 3.2 6.35467 3.808 6.056C4.42667 5.75733 5.10933 5.608 5.856 5.608C6.60267 5.608 7.28 5.75733 7.888 6.056C8.50667 6.344 9.02933 6.74933 9.456 7.272C9.89333 7.79467 10.2293 8.408 10.464 9.112C10.6987 9.816 10.816 10.5733 10.816 11.384ZM8.288 11.416C8.288 10.904 8.22933 10.4293 8.112 9.992C7.99467 9.55467 7.82933 9.176 7.616 8.856C7.40267 8.536 7.14133 8.28533 6.832 8.104C6.53333 7.92267 6.19733 7.832 5.824 7.832C5.45067 7.832 5.11467 7.92267 4.816 8.104C4.51733 8.27467 4.26133 8.52 4.048 8.84C3.83467 9.14933 3.66933 9.52267 3.552 9.96C3.44533 10.3973 3.392 10.872 3.392 11.384C3.392 11.896 3.45067 12.3707 3.568 12.808C3.68533 13.2453 3.85067 13.624 4.064 13.944C4.27733 14.264 4.53333 14.5147 4.832 14.696C5.14133 14.8773 5.48267 14.968 5.856 14.968C6.22933 14.968 6.56533 14.8827 6.864 14.712C7.16267 14.5307 7.41867 14.28 7.632 13.96C7.84533 13.64 8.00533 13.2667 8.112 12.84C8.22933 12.4027 8.288 11.928 8.288 11.416ZM17.3515 7.912H12.9515V5.8H20.5195V7.656L17.6875 10.36C18.0715 10.424 18.4448 10.5253 18.8075 10.664C19.1702 10.8027 19.4902 11 19.7675 11.256C20.0448 11.5013 20.2688 11.8107 20.4395 12.184C20.6102 12.5467 20.6955 12.9893 20.6955 13.512C20.6955 14.0453 20.5995 14.536 20.4075 14.984C20.2262 15.432 19.9595 15.8213 19.6075 16.152C19.2662 16.4827 18.8448 16.7387 18.3435 16.92C17.8422 17.1013 17.2822 17.192 16.6635 17.192C15.6502 17.192 14.7862 17.016 14.0715 16.664C13.3675 16.3013 12.7755 15.832 12.2955 15.256L13.9915 13.64C14.3755 14.0773 14.7755 14.4133 15.1915 14.648C15.6182 14.872 16.1195 14.984 16.6955 14.984C17.1648 14.984 17.5435 14.8613 17.8315 14.616C18.1302 14.3707 18.2795 14.0347 18.2795 13.608C18.2795 13.1387 18.0875 12.7813 17.7035 12.536C17.3302 12.2907 16.7915 12.168 16.0875 12.168H15.0635L14.6795 10.6L17.3515 7.912Z\" fill=\"white\"><\/path><rect y=\"21\" width=\"22\" height=\"4\" fill=\"#9E3039\"><\/rect><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-574bc47 e-ecs-flex e-flex e-con-boxed e-con e-child\" data-id=\"574bc47\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8ea9d91 elementor-widget elementor-widget-heading\" data-id=\"8ea9d91\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Collaborer avec les parties prenantes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f4159e5 elementor-widget elementor-widget-text-editor\" data-id=\"f4159e5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nous cherchons \u00e0 \u00e9tablir des partenariats avec les organismes de r\u00e9glementation et les d\u00e9cideurs afin de r\u00e9agir aux comportements et aux mesures qui minent l\u2019efficacit\u00e9, l\u2019\u00e9quit\u00e9 et la stabilit\u00e9 de nos march\u00e9s. Ensemble, nous croyons pouvoir trouver des solutions efficaces qui r\u00e9duisent le fardeau de nos membres.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c3d9517 e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"c3d9517\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f124858 elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"f124858\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"23\" height=\"25\" viewBox=\"0 0 23 25\" fill=\"none\"><path d=\"M10.816 11.384C10.816 12.2053 10.6933 12.968 10.448 13.672C10.2133 14.376 9.87733 14.9893 9.44 15.512C9.00267 16.0347 8.47467 16.4453 7.856 16.744C7.248 17.0427 6.57067 17.192 5.824 17.192C5.07733 17.192 4.39467 17.048 3.776 16.76C3.168 16.4613 2.64533 16.0507 2.208 15.528C1.78133 15.0053 1.45067 14.3973 1.216 13.704C0.981333 13 0.864 12.2373 0.864 11.416C0.864 10.6053 0.981333 9.848 1.216 9.144C1.46133 8.42933 1.80267 7.81067 2.24 7.288C2.67733 6.76533 3.2 6.35467 3.808 6.056C4.42667 5.75733 5.10933 5.608 5.856 5.608C6.60267 5.608 7.28 5.75733 7.888 6.056C8.50667 6.344 9.02933 6.74933 9.456 7.272C9.89333 7.79467 10.2293 8.408 10.464 9.112C10.6987 9.816 10.816 10.5733 10.816 11.384ZM8.288 11.416C8.288 10.904 8.22933 10.4293 8.112 9.992C7.99467 9.55467 7.82933 9.176 7.616 8.856C7.40267 8.536 7.14133 8.28533 6.832 8.104C6.53333 7.92267 6.19733 7.832 5.824 7.832C5.45067 7.832 5.11467 7.92267 4.816 8.104C4.51733 8.27467 4.26133 8.52 4.048 8.84C3.83467 9.14933 3.66933 9.52267 3.552 9.96C3.44533 10.3973 3.392 10.872 3.392 11.384C3.392 11.896 3.45067 12.3707 3.568 12.808C3.68533 13.2453 3.85067 13.624 4.064 13.944C4.27733 14.264 4.53333 14.5147 4.832 14.696C5.14133 14.8773 5.48267 14.968 5.856 14.968C6.22933 14.968 6.56533 14.8827 6.864 14.712C7.16267 14.5307 7.41867 14.28 7.632 13.96C7.84533 13.64 8.00533 13.2667 8.112 12.84C8.22933 12.4027 8.288 11.928 8.288 11.416ZM18.3275 5.72H20.4075V12.584H21.9115V14.584H20.4075V17H18.0555V14.584H12.5835L12.1835 12.84L18.3275 5.72ZM18.0555 12.584V9.096L15.0795 12.584H18.0555Z\" fill=\"white\"><\/path><rect y=\"21\" width=\"22\" height=\"4\" fill=\"#9E3039\"><\/rect><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-120a084 e-ecs-flex e-flex e-con-boxed e-con e-child\" data-id=\"120a084\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f7b8be2 elementor-widget elementor-widget-heading\" data-id=\"f7b8be2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Resserrer les normes<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0db1b7d elementor-widget elementor-widget-text-editor\" data-id=\"0db1b7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Pour nous assurer que les nouvelles r\u00e8gles et les nouvelles lois aient l\u2019effet escompt\u00e9, nous informons les membres des changements \u00e0 venir le plus t\u00f4t possible. Cela leur permet de comprendre les objectifs de la politique et d\u2019avoir le temps de pr\u00e9parer de fa\u00e7on proactive leurs entreprises \u00e0 se conformer aux nouvelles normes.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-90dc27b e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"90dc27b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-883a075 elementor-widget elementor-widget-spacer\" data-id=\"883a075\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-039073d e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"039073d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f32e577 e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"f32e577\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef63314 elementor-widget elementor-widget-text-editor\" data-id=\"ef63314\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>NOS PRIORIT\u00c9S<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39aea5a elementor-widget elementor-widget-text-editor\" data-id=\"39aea5a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>Ce que nous d\u00e9fendons<\/h2>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69ef70f e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"69ef70f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-18f9b8a elementor-widget elementor-widget-text-editor\" data-id=\"18f9b8a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>UNE NORME<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9985ae5 elementor-widget elementor-widget-text-editor\" data-id=\"9985ae5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nous visons un ensemble de r\u00e8gles. Nous croyons que l\u2019harmonisation de la r\u00e9glementation et des politiques est non seulement dans l\u2019int\u00e9r\u00eat du secteur financier, mais aussi dans l\u2019int\u00e9r\u00eat de tous les Canadiens. La gestion de diff\u00e9rents r\u00e8glements et politiques dans diff\u00e9rents territoires (tant au Canada qu\u2019\u00e0 l\u2019\u00e9tranger) peut cr\u00e9er de la confusion et des occasions d\u2019arbitrage r\u00e9glementaire.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee51fad elementor-widget elementor-widget-text-editor\" data-id=\"ee51fad\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>PROTECTION DES INVESTISSEURS<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-330fa09 elementor-widget elementor-widget-text-editor\" data-id=\"330fa09\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nous nous effor\u00e7ons d\u2019\u00e9quilibrer la r\u00e9glementation et la protection contre le fardeau r\u00e9glementaire. Compte tenu de la diversit\u00e9 des mod\u00e8les \u00e9conomiques et des clients que nos membres servent (des particuliers fortun\u00e9s aux investisseurs institutionnels), nous privil\u00e9gions une approche, fond\u00e9e sur des principes, qui respecte les objectifs fix\u00e9s par les organismes de r\u00e9glementation provinciaux plut\u00f4t qu\u2019un ensemble de r\u00e8gles normatives, qui pourraient nuire \u00e0 la capacit\u00e9 de nos membres de servir leurs clients.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-179d350 elementor-widget elementor-widget-text-editor\" data-id=\"179d350\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>\u00c9QUIT\u00c9 FISCALE ET TRANSPARENCE \u00c0 L&rsquo;\u00c9GARD DES INVESTISSEURS<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-274ad28 elementor-widget elementor-widget-text-editor\" data-id=\"274ad28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Nos membres ont beaucoup \u00e0 offrir au secteur du placement. Ce qui leur manque parfois, c\u2019est le temps et les contacts pour s\u2019assurer que leurs points de vue sur l\u2019\u00e9quit\u00e9 fiscale et l\u2019am\u00e9lioration de leurs relations sont pris en compte. Nous offrons \u00e0 nos membres un espace de partage de points de vue et d\u2019id\u00e9es avec les d\u00e9cideurs et les organismes de r\u00e9glementation.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-eaf7ce9 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"eaf7ce9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ceb4357 elementor-widget elementor-widget-spacer\" data-id=\"ceb4357\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-919cb34 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"919cb34\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b1b650f e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"b1b650f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57e40ca elementor-widget elementor-widget-text-editor\" data-id=\"57e40ca\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>NOS PRIORIT\u00c9S<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b2fd5d elementor-widget elementor-widget-text-editor\" data-id=\"0b2fd5d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>All\u00e9ger le fardeau, maximiser l\u2019impact<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1d7ab8e9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1d7ab8e9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2ac381ca\" data-id=\"2ac381ca\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-49d0cc0e elementor-widget elementor-widget-accordion\" data-id=\"49d0cc0e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1231\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1231\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><path id=\"icon-plus\" d=\"M13.275,30.417V17.559H.418V13.274H13.275V.417h4.286V13.274H30.418v4.286H17.561V30.417Z\" transform=\"translate(-0.418 -0.416)\" fill=\"#9e3039\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"4\" viewBox=\"0 0 30 4\"><line id=\"icon-minus\" x2=\"30\" transform=\"translate(0 2)\" fill=\"none\" stroke=\"#9e3039\" stroke-width=\"4\"><\/line><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">-<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1231\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1231\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1232\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-1232\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><path id=\"icon-plus\" d=\"M13.275,30.417V17.559H.418V13.274H13.275V.417h4.286V13.274H30.418v4.286H17.561V30.417Z\" transform=\"translate(-0.418 -0.416)\" fill=\"#9e3039\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"4\" viewBox=\"0 0 30 4\"><line id=\"icon-minus\" x2=\"30\" transform=\"translate(0 2)\" fill=\"none\" stroke=\"#9e3039\" stroke-width=\"4\"><\/line><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Norme fiduciaire et resserrement des normes dans le secteur<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1232\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-1232\"><p>Depuis sa fondation en 1952, l\u2019objectif de l\u2019AGPC est de maintenir des normes de conduite professionnelle strictes dans le secteur financier, y compris le principe fondamental de l\u2019obligation fiduciaire du gestionnaire de portefeuille envers ses clients. Pour les gestionnaires de portefeuille, l\u2019obligation fiduciaire s\u2019\u00e9tend \u00e0 tous les aspects de la relation de conseiller avec le client. Nous sommes en faveur du renforcement des normes en mati\u00e8re de formation et de comp\u00e9tence pour remplir cette obligation fiduciaire. L\u2019AGPC a demand\u00e9 que tous les professionnels de la finance qui fournissent des conseils en placement \u00e0 des clients soient tenus d\u2019agir en vertu de principes fiduciaires.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1233\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-1233\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><path id=\"icon-plus\" d=\"M13.275,30.417V17.559H.418V13.274H13.275V.417h4.286V13.274H30.418v4.286H17.561V30.417Z\" transform=\"translate(-0.418 -0.416)\" fill=\"#9e3039\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"4\" viewBox=\"0 0 30 4\"><line id=\"icon-minus\" x2=\"30\" transform=\"translate(0 2)\" fill=\"none\" stroke=\"#9e3039\" stroke-width=\"4\"><\/line><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">R\u00e9glementation fond\u00e9e sur des principes<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1233\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-1233\"><p>Le cadre r\u00e9glementaire fond\u00e9 sur des principes s\u2019est r\u00e9v\u00e9l\u00e9 efficace pour s\u2019adapter aux diff\u00e9rents mod\u00e8les \u00e9conomiques des gestionnaires de portefeuille tout en prot\u00e9geant les investisseurs et en favorisant la croissance sur les march\u00e9s financiers canadiens. L\u2019AGPC s\u2019oppose \u00e0 une r\u00e9glementation trop rigide qui aboutit \u00e0 des exigences uniques qui ne peuvent s\u2019adapter \u00e0 la diversit\u00e9 des mod\u00e8les \u00e9conomiques et des types de clients qui existent dans le secteur canadien du placement. Par exemple, l\u2019AGPC pr\u00e9conise constamment des exclusions particuli\u00e8res pour les clients institutionnels dans les cas o\u00f9 la r\u00e9glementation n\u2019est ni efficace ni n\u00e9cessaire pour ces investisseurs avertis. Une r\u00e9glementation fond\u00e9e sur des principes permet d\u2019\u00e9viter la n\u00e9cessit\u00e9 de telles exclusions et autres dispenses.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1234\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-1234\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><path id=\"icon-plus\" d=\"M13.275,30.417V17.559H.418V13.274H13.275V.417h4.286V13.274H30.418v4.286H17.561V30.417Z\" transform=\"translate(-0.418 -0.416)\" fill=\"#9e3039\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"4\" viewBox=\"0 0 30 4\"><line id=\"icon-minus\" x2=\"30\" transform=\"translate(0 2)\" fill=\"none\" stroke=\"#9e3039\" stroke-width=\"4\"><\/line><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Encadrement des soci\u00e9t\u00e9s de gestion de portefeuille par les autorit\u00e9s canadiennes en valeurs mobili\u00e8res (ACVM) <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1234\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-1234\"><p>Une surveillance efficace du secteur de la gestion de portefeuille est essentielle \u00e0 la protection des investisseurs. L\u2019AGPC estime que la r\u00e9glementation directe des membres des ACVM est plus stricte et que la r\u00e9glementation des gestionnaires de portefeuille ne devrait pas \u00eatre d\u00e9l\u00e9gu\u00e9e \u00e0 un organisme d\u2019autor\u00e9glementation (OAR). Les ACVM forment un organisme de r\u00e9glementation exp\u00e9riment\u00e9 et reconnu. L\u2019approche fond\u00e9e sur des principes mise en \u0153uvre par cet organisme en mati\u00e8re de r\u00e9glementation des soci\u00e9t\u00e9s de gestion de portefeuille est appropri\u00e9e, efficace et harmonis\u00e9e avec la r\u00e9glementation internationale. La r\u00e9glementation fond\u00e9e sur des principes offre la souplesse n\u00e9cessaire pour encadrer la grande vari\u00e9t\u00e9 de mod\u00e8les \u00e9conomiques et de types d\u2019investisseurs desservis par les soci\u00e9t\u00e9s de gestion de portefeuille, notamment les conseillers en placement, les gestionnaires de fonds de pension et de fonds de base, les robots-conseillers, les services de gestion du patrimoine et les gestionnaires d\u2019actifs de classe mondiale. Nous croyons que la r\u00e9glementation directe des gestionnaires de portefeuille correspond \u00e0 la position de la vaste majorit\u00e9 des pays membres de l\u2019Organisation internationale des commissions de valeurs (OICV), qui ont abandonn\u00e9 le recours aux OAR dans le secteur financier.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1235\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-1235\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><path id=\"icon-plus\" d=\"M13.275,30.417V17.559H.418V13.274H13.275V.417h4.286V13.274H30.418v4.286H17.561V30.417Z\" transform=\"translate(-0.418 -0.416)\" fill=\"#9e3039\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"4\" viewBox=\"0 0 30 4\"><line id=\"icon-minus\" x2=\"30\" transform=\"translate(0 2)\" fill=\"none\" stroke=\"#9e3039\" stroke-width=\"4\"><\/line><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Harmonisation<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1235\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-1235\"><p>L\u2019AGPC pr\u00e9conise syst\u00e9matiquement l\u2019harmonisation des exigences r\u00e9glementaires pour les gestionnaires d\u2019actifs au Canada et \u00e0 l\u2019\u00e9tranger, dans la mesure du possible, et d\u00e9courage les exigences qui imposent des obligations redondantes ou contradictoires. La r\u00e9glementation et la l\u00e9gislation harmonis\u00e9es entre les provinces permettent aux entreprises qui exercent leurs activit\u00e9s dans plusieurs juridictions de fonctionner de fa\u00e7on harmonieuse partout au Canada. Cela permet de r\u00e9duire les co\u00fbts et d\u2019am\u00e9liorer l\u2019efficacit\u00e9 des entreprises, tout en am\u00e9liorant la conformit\u00e9 aux r\u00e9glementations. L\u2019harmonisation assure aux investisseurs la m\u00eame protection, peu importe o\u00f9 ils r\u00e9sident, et am\u00e9liore leur exp\u00e9rience.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1236\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-1236\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><path id=\"icon-plus\" d=\"M13.275,30.417V17.559H.418V13.274H13.275V.417h4.286V13.274H30.418v4.286H17.561V30.417Z\" transform=\"translate(-0.418 -0.416)\" fill=\"#9e3039\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"4\" viewBox=\"0 0 30 4\"><line id=\"icon-minus\" x2=\"30\" transform=\"translate(0 2)\" fill=\"none\" stroke=\"#9e3039\" stroke-width=\"4\"><\/line><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Incidence de la r\u00e9glementation sur les petites entreprises<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1236\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-1236\"><p>Les petites soci\u00e9t\u00e9s ind\u00e9pendantes constituent l\u2019\u00e9pine dorsale du secteur de la gestion de portefeuille partout au Canada, fournissant des services de gestion d\u2019actifs \u00e0 une multitude de clients, y compris des particuliers, des familles, des entreprises, des organismes de bienfaisance et des r\u00e9gimes de retraite En raison du d\u00e9veloppement rapide de la r\u00e9glementation, il est difficile pour de nombreuses petites entreprises de gestion de portefeuille de se tenir \u00e0 jour et de demeurer en r\u00e8gle. Parfois, la r\u00e9glementation n\u2019est pas proportionnelle \u00e0 la taille, au type ou au risque de l\u2019entreprise, et elle peut imposer des co\u00fbts et un fardeau excessifs aux petites entreprises et aux nouveaux arrivants sur le march\u00e9. Il est important que la r\u00e9glementation demeure fond\u00e9e sur des principes et qu\u2019elle puisse s\u2019adapter \u00e0 diff\u00e9rentes tailles d\u2019entreprise, \u00e0 diff\u00e9rents mod\u00e8les et \u00e0 diff\u00e9rents types de clients. L\u2019AGPC reconna\u00eet le r\u00f4le important que jouent les petites entreprises dans le secteur financier et encourage les organismes de r\u00e9glementation \u00e0 mettre l\u2019accent sur la r\u00e9duction du fardeau r\u00e9glementaire pour ces entreprises.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1237\" class=\"elementor-tab-title\" data-tab=\"7\" role=\"button\" aria-controls=\"elementor-tab-content-1237\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><path id=\"icon-plus\" d=\"M13.275,30.417V17.559H.418V13.274H13.275V.417h4.286V13.274H30.418v4.286H17.561V30.417Z\" transform=\"translate(-0.418 -0.416)\" fill=\"#9e3039\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"4\" viewBox=\"0 0 30 4\"><line id=\"icon-minus\" x2=\"30\" transform=\"translate(0 2)\" fill=\"none\" stroke=\"#9e3039\" stroke-width=\"4\"><\/line><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Effet cumulatif de la r\u00e9glementation<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1237\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"7\" role=\"region\" aria-labelledby=\"elementor-tab-title-1237\"><p>L\u2019AGPC encourage les gouvernements et les autorit\u00e9s de r\u00e9gulation \u00e0 prendre en compte le co\u00fbt et le rythme de la r\u00e9glementation et \u00e0 contr\u00f4ler l\u2019impact de tous les types de r\u00e9glementation sur les entreprises qu\u2019ils r\u00e9glementent. Il peut s\u2019agir, par exemple, de la r\u00e9glementation sur les valeurs mobili\u00e8res, des exigences des lois sur la protection des renseignements personnels, des r\u00e8glements sur la lutte contre le blanchiment d\u2019argent et le financement des activit\u00e9s terroristes, des lois fiscales et d\u2019autres exigences. Les initiatives r\u00e9glementaires doivent \u00eatre fond\u00e9es sur des donn\u00e9es, des preuves et une justification claire de la protection des investisseurs. Il faut tenir compte des cons\u00e9quences impr\u00e9vues et du fardeau r\u00e9glementaire. Les organismes de r\u00e9glementation devraient effectuer r\u00e9guli\u00e8rement des analyses co\u00fbts-b\u00e9n\u00e9fices et chercher \u00e0 simplifier la r\u00e9glementation dans la mesure du possible, \u00e0 \u00e9liminer les d\u00e9doublements, \u00e0 r\u00e9duire les co\u00fbts au minimum et \u00e0 optimiser l\u2019impact.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1238\" class=\"elementor-tab-title\" data-tab=\"8\" role=\"button\" aria-controls=\"elementor-tab-content-1238\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><path id=\"icon-plus\" d=\"M13.275,30.417V17.559H.418V13.274H13.275V.417h4.286V13.274H30.418v4.286H17.561V30.417Z\" transform=\"translate(-0.418 -0.416)\" fill=\"#9e3039\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"4\" viewBox=\"0 0 30 4\"><line id=\"icon-minus\" x2=\"30\" transform=\"translate(0 2)\" fill=\"none\" stroke=\"#9e3039\" stroke-width=\"4\"><\/line><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">R\u00e9forme fiscale\/\u00e9pargne retraite<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1238\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"8\" role=\"region\" aria-labelledby=\"elementor-tab-title-1238\"><p>L\u2019AGPC surveille de pr\u00e8s les r\u00e8gles fiscales et les autres r\u00e8gles et r\u00e8glements ayant une incidence sur l\u2019\u00e9pargne-retraite des Canadiens. Nous sommes en faveur de l\u2019harmonisation de la politique fiscale entre tous les programmes d\u2019\u00e9pargne-retraite et nous pr\u00e9conisons une modification du traitement fiscal des fonds en gestion commune pour atteindre cet objectif. Un tel changement \u00e9liminerait les restrictions applicables \u00e0 certains fonds en gestion commune qui investissent \u00e0 l\u2019\u00e9chelle internationale et permettrait aux fonds \u00e0 date cible, dont l\u2019utilisation est r\u00e9pandue chez les employeurs dans les r\u00e9gimes d\u2019\u00e9pargne-retraite des employ\u00e9s, de fusionner \u00e0 l\u2019\u00e9ch\u00e9ance des fonds sans entra\u00eener de cons\u00e9quences fiscales n\u00e9gatives pour les employ\u00e9s et les retrait\u00e9s.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-1239\" class=\"elementor-tab-title\" data-tab=\"9\" role=\"button\" aria-controls=\"elementor-tab-content-1239\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><path id=\"icon-plus\" d=\"M13.275,30.417V17.559H.418V13.274H13.275V.417h4.286V13.274H30.418v4.286H17.561V30.417Z\" transform=\"translate(-0.418 -0.416)\" fill=\"#9e3039\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"4\" viewBox=\"0 0 30 4\"><line id=\"icon-minus\" x2=\"30\" transform=\"translate(0 2)\" fill=\"none\" stroke=\"#9e3039\" stroke-width=\"4\"><\/line><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Strat\u00e9gies de placement <\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-1239\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"9\" role=\"region\" aria-labelledby=\"elementor-tab-title-1239\"><p>L\u2019AGPC demeure un mod\u00e8le d\u2019affaires agnostique et accueille des soci\u00e9t\u00e9s qui sont des gestionnaires de portefeuille inscrits aupr\u00e8s d\u2019organismes membres des ACVM. Les mod\u00e8les \u00e9conomiques et les strat\u00e9gies de placement varient selon les soci\u00e9t\u00e9s membres de l\u2019AGPC (par exemple, les strat\u00e9gies actives et les strat\u00e9gies passives). Nous sommes en faveur d\u2019une r\u00e9glementation qui favorise une \u00e9galit\u00e9 de chances pour les strat\u00e9gies actives et les strat\u00e9gies passives ou les combinaisons de strat\u00e9gies. L\u2019AGPC estime qu\u2019il est b\u00e9n\u00e9fique pour les investisseurs de disposer d\u2019un \u00e9ventail de possibilit\u00e9s et que cela encourage l\u2019innovation et la concurrence sur les march\u00e9s financiers.<\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-12310\" class=\"elementor-tab-title\" data-tab=\"10\" role=\"button\" aria-controls=\"elementor-tab-content-12310\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><path id=\"icon-plus\" d=\"M13.275,30.417V17.559H.418V13.274H13.275V.417h4.286V13.274H30.418v4.286H17.561V30.417Z\" transform=\"translate(-0.418 -0.416)\" fill=\"#9e3039\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"4\" viewBox=\"0 0 30 4\"><line id=\"icon-minus\" x2=\"30\" transform=\"translate(0 2)\" fill=\"none\" stroke=\"#9e3039\" stroke-width=\"4\"><\/line><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Strat\u00e9gies de placement durable\/Strat\u00e9gies E.S.G<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-12310\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"10\" role=\"region\" aria-labelledby=\"elementor-tab-title-12310\"><p>Le placement durable et l\u2019int\u00e9gration des facteurs environnementaux, sociaux et de gouvernance (ESG) dans la gestion de l\u2019actif sont des sujets importants pour un nombre croissant de membres de l\u2019AGPC. Cette situation est principalement attribuable \u00e0 l\u2019int\u00e9r\u00eat croissant des investisseurs particuliers et institutionnels pour les enjeux ESG et une gestion prudente des risques. L\u2019AGPC est en faveur d\u2019une communication d\u2019informations uniformes, fiables et comparables sur les facteurs ESG par les entreprises \u00e9mettrices afin de faciliter la prise de d\u00e9cision en mati\u00e8re de placement et l\u2019harmonisation de la r\u00e9glementation sur les ESG au Canada et \u00e0 l\u2019\u00e9chelle internationale, s\u2019il y a lieu.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-12311\" class=\"elementor-tab-title\" data-tab=\"11\" role=\"button\" aria-controls=\"elementor-tab-content-12311\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"30\" viewBox=\"0 0 30 30\"><path id=\"icon-plus\" d=\"M13.275,30.417V17.559H.418V13.274H13.275V.417h4.286V13.274H30.418v4.286H17.561V30.417Z\" transform=\"translate(-0.418 -0.416)\" fill=\"#9e3039\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"30\" height=\"4\" viewBox=\"0 0 30 4\"><line id=\"icon-minus\" x2=\"30\" transform=\"translate(0 2)\" fill=\"none\" stroke=\"#9e3039\" stroke-width=\"4\"><\/line><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Diversit\u00e9, \u00e9quit\u00e9 et inclusion (DEI)<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-12311\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"11\" role=\"region\" aria-labelledby=\"elementor-tab-title-12311\"><p>L&rsquo;AGPC travaille collectivement avec ses membres pour chercher \u00e0 promouvoir la DEI au sein du secteur financier et \u00e0 fournir une \u00e9ducation, des informations et des ressources pour aider \u00e0 favoriser un changement positif. L\u2019AGPC soutient les r\u00e9glementations qui am\u00e9liorent la transparence de la diversit\u00e9 au-del\u00e0 du genre au sein des entreprises \u00e9mettrices et de l\u2019industrie. <\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-fb379c5 e-ecs-flex e-flex e-con-boxed e-con e-parent\" data-id=\"fb379c5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7a2b1ef e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"7a2b1ef\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f135e72 e-ecs-flex e-flex e-con-boxed e-con e-child\" data-id=\"f135e72\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7df019d e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"7df019d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-d88a1ca e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"d88a1ca\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5fb099f e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"5fb099f\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-92ae8a2 e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"92ae8a2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-0ae3fb8 e-con-full e-ecs-flex e-flex e-con e-child\" data-id=\"0ae3fb8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;ecs_container_type&quot;:&quot;flex&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fd4220c elementor-widget elementor-widget-text-editor\" data-id=\"fd4220c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>NOS PROPOSITIONS<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a939d9 elementor-widget elementor-widget-heading\" data-id=\"3a939d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Ce que nous recommandons<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1cb7c73 elementor-widget elementor-widget-button\" data-id=\"1cb7c73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/pmac.org\/fr\/defense-des-interets\/propositions-au-gouvernement-2\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">En savoir plus<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>L&rsquo;AGPC milite au nom de nos membres et de leurs clients pour \u00e9lever les normes dans l&rsquo;ensemble du secteur et cr\u00e9er \u00e0 la fois une r\u00e9glementation harmonis\u00e9e et des march\u00e9s financiers plus coh\u00e9rents. Agir pour le renforcement des normes NOTRE MISSION Repr\u00e9senternos membres Dans un environnement r\u00e9glementaire tr\u00e8s fragment\u00e9, il peut \u00eatre difficile d\u2019\u00e9couter les [&hellip;]<\/p>\n","protected":false},"author":3934,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_relevanssi_hide_post":"","_relevanssi_hide_content":"","_relevanssi_pin_for_all":"","_relevanssi_pin_keywords":"","_relevanssi_unpin_keywords":"","_relevanssi_related_keywords":"","_relevanssi_related_include_ids":"","_relevanssi_related_exclude_ids":"","_relevanssi_related_no_append":"","_relevanssi_related_not_related":"","_relevanssi_related_posts":"","_relevanssi_noindex_reason":"","footnotes":""},"categories":[],"tags":[89],"class_list":["post-27924","page","type-page","status-publish","hentry","tag-89"],"acf":[],"publishpress_future_action":{"enabled":false,"date":"2026-07-18 17:01:34","action":"change-status","newStatus":"draft","terms":[],"taxonomy":"category","extraData":[]},"publishpress_future_workflow_manual_trigger":{"enabledWorkflows":[]},"_links":{"self":[{"href":"https:\/\/pmac.org\/fr\/wp-json\/wp\/v2\/pages\/27924","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pmac.org\/fr\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/pmac.org\/fr\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/pmac.org\/fr\/wp-json\/wp\/v2\/users\/3934"}],"replies":[{"embeddable":true,"href":"https:\/\/pmac.org\/fr\/wp-json\/wp\/v2\/comments?post=27924"}],"version-history":[{"count":0,"href":"https:\/\/pmac.org\/fr\/wp-json\/wp\/v2\/pages\/27924\/revisions"}],"wp:attachment":[{"href":"https:\/\/pmac.org\/fr\/wp-json\/wp\/v2\/media?parent=27924"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pmac.org\/fr\/wp-json\/wp\/v2\/categories?post=27924"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pmac.org\/fr\/wp-json\/wp\/v2\/tags?post=27924"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}